Ladysmith Federal Savings and Loan Association
Ladysmith Federal Savings and Loan Association quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $92M | $71M | $71M | $8M | $160K | 0.69% | 8.57% | 3.71% | 2.08% |
| Q4 2025 | $94M | $71M | $72M | $7M | $169K | 0.55% | 7.38% | 3.28% | 1.76% |
| Q3 2025 | $93M | $69M | $71M | $7M | $86K | 0.49% | 6.66% | 3.20% | 1.39% |
| Q2 2025 | $89M | $68M | $68M | $7M | $138K | 0.55% | 7.60% | 3.13% | 1.40% |
| Q1 2025 | $90M | $66M | $67M | $7M | $109K | 0.49% | 6.79% | 3.11% | 1.04% |
| Q4 2024 | $89M | $66M | $67M | $6M | $51K | 0.44% | 6.29% | 3.00% | 0.89% |
| Q3 2024 | $89M | $65M | $68M | $7M | $138K | 0.51% | 7.33% | 3.14% | 0.75% |
| Q2 2024 | $90M | $66M | $65M | $6M | $92K | 0.45% | 6.64% | 3.13% | 0.73% |
| Q1 2024 | $85M | $65M | $62M | $6M | $105K | 0.49% | 7.17% | 3.26% | 0.80% |
| Q4 2023 | $85M | $66M | $60M | $6M | $99K | 0.47% | 7.07% | 3.17% | 0.89% |
| Q3 2023 | $83M | $68M | $58M | $5M | $137K | 0.46% | 7.13% | 3.20% | 1.23% |
| Q2 2023 | $80M | $68M | $54M | $5M | $81K | 0.36% | 5.32% | 3.14% | 1.33% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.