Kerndt Brothers Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $351M | $288M | $217M | $37M | $3M | 3.52% | 33.27% | 3.38% | 1.57% |
| Q4 2025 | $335M | $273M | $225M | $36M | $491K | 0.40% | 4.01% | 3.12% | 1.43% |
| Q3 2025 | $336M | $275M | $224M | $35M | $311K | 0.34% | 3.47% | 3.10% | 0.86% |
| Q2 2025 | $332M | $269M | $225M | $34M | $443K | 0.33% | 3.39% | 3.16% | 0.36% |
| Q1 2025 | $337M | $271M | $232M | $33M | $119K | 0.14% | 1.45% | 3.14% | 0.74% |
| Q4 2024 | $352M | $273M | $241M | $32M | $678K | 0.53% | 6.04% | 2.71% | 1.82% |
| Q3 2024 | $355M | $276M | $241M | $33M | $431K | 0.45% | 5.22% | 2.72% | 1.05% |
| Q2 2024 | $350M | $276M | $243M | $31M | $567K | 0.43% | 5.14% | 2.71% | 0.41% |
| Q1 2024 | $377M | $291M | $247M | $31M | $223K | 0.24% | 2.91% | 2.64% | 0.07% |
| Q4 2023 | $371M | $291M | $248M | $31M | $273K | 0.40% | 5.10% | 2.65% | 0.07% |
| Q3 2023 | $375M | $289M | $241M | $27M | $165K | 0.44% | 5.63% | 2.65% | 0.16% |
| Q2 2023 | $376M | $291M | $245M | $29M | $463K | 0.57% | 7.22% | 2.77% | 0.19% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.