Kalamazoo County State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $121M | $108M | $59M | $12M | $152K | 0.51% | 4.92% | 4.27% | 0.26% |
| Q4 2025 | $120M | $107M | $56M | $12M | $175K | 0.51% | 5.37% | 3.96% | 0.25% |
| Q3 2025 | $125M | $112M | $55M | $12M | $168K | 0.48% | 5.24% | 3.91% | 0.30% |
| Q2 2025 | $120M | $108M | $55M | $11M | $150K | 0.45% | 5.00% | 3.89% | 0.00% |
| Q1 2025 | $122M | $111M | $55M | $11M | $124K | 0.41% | 4.62% | 3.84% | 0.19% |
| Q4 2024 | $120M | $109M | $56M | $10M | $159K | 0.47% | 5.68% | 3.94% | 0.27% |
| Q3 2024 | $118M | $107M | $57M | $11M | $185K | 0.44% | 5.49% | 3.92% | 0.26% |
| Q2 2024 | $119M | $109M | $60M | $10M | $103K | 0.36% | 4.62% | 3.84% | 0.25% |
| Q1 2024 | $122M | $110M | $60M | $9M | $112K | 0.37% | 4.88% | 3.67% | 0.51% |
| Q4 2023 | $121M | $108M | $59M | $9M | $157K | 0.47% | 7.26% | 3.54% | 0.52% |
| Q3 2023 | $123M | $111M | $60M | $8M | $121K | 0.46% | 7.33% | 3.51% | 0.00% |
| Q2 2023 | $125M | $110M | $60M | $8M | $149K | 0.49% | 7.90% | 3.51% | 0.10% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.