Journey Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.7B | $1.5B | $1.2B | $188M | $7M | 1.68% | 15.13% | 4.23% | 0.77% |
| Q4 2025 | $1.7B | $1.4B | $1.2B | $188M | $7M | 1.50% | 14.02% | 4.09% | 0.98% |
| Q3 2025 | $1.7B | $1.4B | $1.2B | $180M | $7M | 1.41% | 13.32% | 4.02% | 1.32% |
| Q2 2025 | $1.6B | $1.4B | $1.1B | $172M | $6M | 1.28% | 12.29% | 3.94% | 1.19% |
| Q1 2025 | $1.6B | $1.3B | $1.1B | $167M | $4M | 1.11% | 10.79% | 3.82% | 1.07% |
| Q4 2024 | $1.6B | $1.3B | $1.1B | $162M | $5M | 1.20% | 12.39% | 3.49% | 0.89% |
| Q3 2024 | $1.6B | $1.3B | $1.1B | $164M | $5M | 1.16% | 12.13% | 3.42% | 0.76% |
| Q2 2024 | $1.6B | $1.3B | $1.1B | $152M | $5M | 1.12% | 11.96% | 3.37% | 0.67% |
| Q1 2024 | $1.6B | $1.2B | $1.1B | $150M | $4M | 1.05% | 11.34% | 3.30% | 0.65% |
| Q4 2023 | $1.6B | $1.2B | $1.1B | $148M | $-1220K | 0.33% | 3.70% | 2.33% | 0.40% |
| Q3 2023 | $954M | $642M | $551M | $84M | $1M | 0.68% | 7.60% | 2.28% | 0.35% |
| Q2 2023 | $956M | $659M | $545M | $85M | $2M | 0.75% | 8.37% | 2.30% | 0.35% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.