Jersey State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $196M | $174M | $92M | $21M | $404K | 0.82% | 7.85% | 3.00% | 0.54% |
| Q4 2025 | $198M | $176M | $92M | $21M | $398K | 0.72% | 6.98% | 3.00% | 0.25% |
| Q3 2025 | $190M | $167M | $90M | $20M | $276K | 0.68% | 6.65% | 3.01% | 0.36% |
| Q2 2025 | $181M | $159M | $88M | $18M | $391K | 0.73% | 7.20% | 3.05% | 0.22% |
| Q1 2025 | $182M | $160M | $88M | $18M | $260K | 0.58% | 5.81% | 2.81% | 1.54% |
| Q4 2024 | $176M | $155M | $85M | $17M | $276K | 0.74% | 7.19% | 2.94% | 1.70% |
| Q3 2024 | $178M | $156M | $84M | $19M | $325K | 0.78% | 7.48% | 2.99% | 1.74% |
| Q2 2024 | $167M | $147M | $76M | $17M | $334K | 0.79% | 7.78% | 3.01% | 1.77% |
| Q1 2024 | $170M | $150M | $76M | $17M | $339K | 0.80% | 7.80% | 2.95% | 0.71% |
| Q4 2023 | $171M | $150M | $75M | $18M | $395K | 0.93% | 10.30% | 3.19% | 0.18% |
| Q3 2023 | $184M | $167M | $76M | $14M | $385K | 0.94% | 10.69% | 3.12% | 0.23% |
| Q2 2023 | $173M | $154M | $74M | $16M | $407K | 0.98% | 10.69% | 3.10% | 0.22% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.