Ireland Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $362M | $316M | $181M | $36M | $594K | 0.65% | 6.68% | 4.16% | 2.31% |
| Q4 2025 | $371M | $325M | $184M | $35M | $1M | 0.85% | 9.71% | 3.96% | 2.29% |
| Q3 2025 | $379M | $333M | $192M | $34M | $614K | 0.75% | 8.73% | 3.85% | 2.38% |
| Q2 2025 | $370M | $324M | $195M | $32M | $883K | 0.80% | 9.48% | 3.92% | 0.07% |
| Q1 2025 | $366M | $320M | $189M | $31M | $587K | 0.64% | 7.75% | 3.78% | 0.04% |
| Q4 2024 | $369M | $324M | $189M | $30M | $1M | 0.86% | 11.75% | 3.85% | 0.06% |
| Q3 2024 | $374M | $328M | $203M | $29M | $813K | 0.74% | 10.41% | 3.82% | 0.01% |
| Q2 2024 | $372M | $320M | $201M | $27M | $692K | 0.68% | 9.78% | 3.76% | 0.06% |
| Q1 2024 | $370M | $319M | $195M | $26M | $562K | 0.61% | 8.97% | 3.72% | 0.00% |
| Q4 2023 | $367M | $316M | $209M | $25M | $500K | 0.79% | 13.16% | 3.94% | 0.06% |
| Q3 2023 | $366M | $312M | $216M | $23M | $768K | 0.87% | 14.95% | 3.95% | 0.00% |
| Q2 2023 | $367M | $315M | $215M | $22M | $695K | 0.89% | 15.57% | 3.97% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.