Iowa Trust & Savings Bank
Headquartered in Emmetsburg, IA. Part of Emmetsburg Bank Shares, Inc. FDIC certificate #18400 · Federal Reserve RSSD 649342.
Total assets
$522M
Deposits
$396M
Q2 2026
Active branches
4
Closings since Jan 2020
3
3 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$955K
Return on assets
0.75%
Return on equity
6.61%
Noncurrent loan rate
0.79%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
02026
Values in $ billions, June 30 of each year.
Closings by year
22023
12025
Openings by year
12020
12023
12025
Other network changes since 2020
- 2 branches acquired through purchases or mergers
Branches by state
Recent closings
- 500 W MAIN ST · closed May 30, 2025
- 12035 UNIVERSITY AVE · closed November 30, 2023
- 1610 W MAIN ST · closed November 3, 2023
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.iowatrustbank.com.