Ion Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.8B | $2.3B | $2.0B | $335M | $6M | 0.85% | 7.04% | 4.15% | 1.01% |
| Q4 2025 | $2.7B | $2.2B | $2.0B | $330M | $-977K | 0.79% | 6.88% | 4.19% | 0.87% |
| Q3 2025 | $2.8B | $2.3B | $2.0B | $347M | $7M | 1.13% | 9.96% | 4.14% | 0.59% |
| Q2 2025 | $2.8B | $2.3B | $2.0B | $339M | $9M | 1.19% | 10.91% | 4.08% | 0.72% |
| Q1 2025 | $2.2B | $1.8B | $1.7B | $219M | $5M | 1.02% | 10.01% | 4.00% | 0.33% |
| Q4 2024 | $2.1B | $1.8B | $1.6B | $214M | $3M | 0.71% | 7.43% | 3.42% | 0.32% |
| Q3 2024 | $2.1B | $1.8B | $1.6B | $212M | $5M | 0.78% | 8.31% | 3.29% | 0.36% |
| Q2 2024 | $2.1B | $1.8B | $1.6B | $203M | $4M | 0.70% | 7.61% | 3.18% | 0.31% |
| Q1 2024 | $2.1B | $1.8B | $1.5B | $199M | $4M | 0.74% | 8.14% | 3.09% | 0.29% |
| Q4 2023 | $2.2B | $1.8B | $1.5B | $195M | $3M | 0.69% | 8.04% | 3.22% | 0.70% |
| Q3 2023 | $2.2B | $1.7B | $1.5B | $183M | $3M | 0.75% | 8.82% | 3.27% | 0.91% |
| Q2 2023 | $2.2B | $1.7B | $1.5B | $182M | $4M | 0.89% | 10.44% | 3.35% | 0.94% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.