Intracoastal Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $565M | $502M | $409M | $44M | $2M | 1.36% | 17.64% | 3.88% | 0.04% |
| Q4 2025 | $551M | $472M | $413M | $42M | $2M | 1.34% | 20.06% | 3.60% | 0.05% |
| Q3 2025 | $578M | $512M | $419M | $41M | $2M | 1.37% | 21.29% | 3.53% | 1.68% |
| Q2 2025 | $574M | $507M | $426M | $37M | $2M | 1.28% | 20.57% | 3.49% | 1.65% |
| Q1 2025 | $577M | $510M | $421M | $36M | $2M | 1.17% | 19.12% | 3.36% | 1.67% |
| Q4 2024 | $552M | $487M | $413M | $33M | $1M | 1.08% | 18.02% | 3.08% | 1.66% |
| Q3 2024 | $553M | $485M | $407M | $36M | $2M | 1.12% | 18.80% | 3.03% | 1.68% |
| Q2 2024 | $542M | $490M | $392M | $31M | $2M | 1.11% | 19.12% | 3.00% | 1.86% |
| Q1 2024 | $536M | $482M | $381M | $30M | $1M | 1.05% | 18.24% | 2.94% | 1.80% |
| Q4 2023 | $503M | $445M | $356M | $30M | $2M | 1.65% | 31.52% | 3.61% | 0.01% |
| Q3 2023 | $498M | $453M | $353M | $22M | $2M | 1.69% | 33.62% | 3.71% | 0.02% |
| Q2 2023 | $492M | $442M | $341M | $25M | $2M | 1.73% | 33.29% | 3.80% | 0.01% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.