INSOUTH Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $568M | $509M | $436M | $45M | $1M | 0.82% | 10.44% | 4.29% | 2.68% |
| Q4 2025 | $573M | $499M | $443M | $45M | $1M | 0.89% | 11.44% | 4.43% | 1.95% |
| Q3 2025 | $564M | $485M | $432M | $44M | $1M | 0.84% | 10.80% | 4.42% | 1.52% |
| Q2 2025 | $539M | $489M | $409M | $42M | $1M | 0.81% | 10.44% | 4.40% | 1.59% |
| Q1 2025 | $543M | $497M | $405M | $42M | $953K | 0.71% | 9.16% | 4.31% | 1.51% |
| Q4 2024 | $531M | $477M | $403M | $41M | $1M | 0.94% | 11.89% | 4.41% | 1.52% |
| Q3 2024 | $525M | $465M | $399M | $42M | $1M | 0.90% | 11.32% | 4.42% | 1.63% |
| Q2 2024 | $512M | $463M | $392M | $40M | $941K | 0.92% | 11.66% | 4.47% | 2.31% |
| Q1 2024 | $510M | $465M | $382M | $40M | $1M | 1.11% | 13.98% | 4.50% | 1.34% |
| Q4 2023 | $498M | $453M | $383M | $40M | $610K | 1.42% | 18.33% | 4.58% | 2.00% |
| Q3 2023 | $491M | $447M | $379M | $38M | $507K | 1.74% | 22.56% | 4.59% | 1.24% |
| Q2 2023 | $489M | $443M | $378M | $40M | $5M | 2.41% | 31.28% | 4.67% | 0.28% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.