Industrial and Commercial Bank of China USA
Industrial and Commercial Bank of China USA quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.9B | $2.3B | $2.7B | $493M | $4M | 0.52% | 3.04% | 3.03% | 4.18% |
| Q4 2025 | $2.9B | $2.2B | $2.7B | $489M | $5M | 0.52% | 3.11% | 2.99% | 4.33% |
| Q3 2025 | $2.9B | $2.2B | $2.8B | $484M | $3M | 0.48% | 2.90% | 2.98% | 4.29% |
| Q2 2025 | $2.9B | $2.3B | $2.7B | $481M | $4M | 0.50% | 2.97% | 2.93% | 4.41% |
| Q1 2025 | $2.8B | $2.1B | $2.6B | $477M | $3M | 0.49% | 2.91% | 2.93% | 4.09% |
| Q4 2024 | $2.9B | $2.2B | $2.7B | $474M | $4M | 0.71% | 4.43% | 3.14% | 1.75% |
| Q3 2024 | $2.9B | $2.2B | $2.7B | $470M | $4M | 0.74% | 4.69% | 3.21% | 1.68% |
| Q2 2024 | $2.9B | $2.0B | $2.7B | $465M | $6M | 0.82% | 5.19% | 3.28% | 1.65% |
| Q1 2024 | $2.9B | $2.1B | $2.7B | $459M | $5M | 0.75% | 4.81% | 3.16% | 1.74% |
| Q4 2023 | $3.0B | $2.1B | $2.7B | $453M | $4M | 0.82% | 5.48% | 3.67% | 1.92% |
| Q3 2023 | $3.0B | $2.2B | $2.8B | $449M | $3M | 0.92% | 6.16% | 3.78% | 2.03% |
| Q2 2023 | $3.0B | $2.1B | $2.8B | $447M | $9M | 1.20% | 7.98% | 3.85% | 0.87% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.