Independent Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $5.6B | $4.9B | $4.3B | $498M | $18M | 1.27% | 14.21% | 3.70% | 0.87% |
| Q4 2025 | $5.5B | $4.8B | $4.2B | $491M | $19M | 1.33% | 14.81% | 3.67% | 0.77% |
| Q3 2025 | $5.5B | $4.9B | $4.2B | $480M | $19M | 1.31% | 14.57% | 3.66% | 0.54% |
| Q2 2025 | $5.4B | $4.7B | $4.1B | $492M | $18M | 1.28% | 14.06% | 3.64% | 0.25% |
| Q1 2025 | $5.3B | $4.7B | $4.0B | $487M | $16M | 1.23% | 13.54% | 3.62% | 0.22% |
| Q4 2024 | $5.3B | $4.7B | $4.0B | $478M | $19M | 1.34% | 15.46% | 3.49% | 0.19% |
| Q3 2024 | $5.3B | $4.7B | $3.9B | $477M | $15M | 1.30% | 15.14% | 3.46% | 0.18% |
| Q2 2024 | $5.3B | $4.7B | $3.8B | $456M | $19M | 1.39% | 16.49% | 3.43% | 0.15% |
| Q1 2024 | $5.2B | $4.6B | $3.8B | $442M | $17M | 1.30% | 15.63% | 3.39% | 0.14% |
| Q4 2023 | $5.3B | $4.7B | $3.8B | $430M | $15M | 1.23% | 15.89% | 3.38% | 0.20% |
| Q3 2023 | $5.2B | $4.6B | $3.7B | $401M | $19M | 1.27% | 16.56% | 3.37% | 0.19% |
| Q2 2023 | $5.1B | $4.6B | $3.6B | $401M | $16M | 1.18% | 15.48% | 3.36% | 0.19% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.