Independence Bank of Kentucky
Headquartered in Owensboro, KY. Part of Independence Bancshares, Inc. FDIC certificate #8136 · Federal Reserve RSSD 648242.
Total assets
$3.8B
Deposits
$3.1B
Q1 2026
Active branches
26
Closings since Jan 2020
3
4 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$11M
Return on assets
1.11%
Return on equity
13.72%
Noncurrent loan rate
0.21%
Deposits by year (Summary of Deposits)
22019
22020
32021
32022
32023
32024
32025
Values in $ billions, June 30 of each year.
Closings by year
22023
12024
Openings by year
12021
32022
Branches by state
Recent closings
- 1900 COLONEL SANDERS LN · closed August 16, 2024
- 2610 ZION RD · closed April 28, 2023
- 2415 NASHVILLE RD · closed April 24, 2023
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.1776bank.com.