Independence Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $191M | $162M | $101M | $27M | $470K | 1.01% | 6.89% | 3.25% | 0.22% |
| Q4 2025 | $181M | $152M | $110M | $27M | $151K | 0.66% | 4.51% | 3.12% | 0.10% |
| Q3 2025 | $185M | $156M | $109M | $27M | $321K | 0.77% | 5.28% | 3.16% | 0.12% |
| Q2 2025 | $183M | $154M | $110M | $27M | $344K | 0.81% | 5.53% | 3.09% | 1.17% |
| Q1 2025 | $179M | $150M | $112M | $27M | $391K | 0.87% | 5.90% | 3.13% | 0.53% |
| Q4 2024 | $181M | $153M | $110M | $26M | $131K | 0.72% | 5.07% | 3.17% | 0.24% |
| Q3 2024 | $189M | $160M | $110M | $26M | $435K | 0.86% | 6.10% | 3.16% | 0.35% |
| Q2 2024 | $183M | $155M | $109M | $26M | $384K | 0.83% | 5.83% | 3.16% | 0.12% |
| Q1 2024 | $182M | $156M | $103M | $26M | $366K | 0.81% | 5.68% | 3.33% | 0.13% |
| Q4 2023 | $178M | $152M | $107M | $26M | $98K | 0.72% | 5.21% | 3.36% | 0.13% |
| Q3 2023 | $184M | $158M | $109M | $25M | $337K | 0.89% | 6.46% | 3.50% | 0.42% |
| Q2 2023 | $189M | $163M | $109M | $25M | $371K | 0.96% | 7.02% | 3.57% | 0.53% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.