Impact Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $171M | $154M | $102M | $12M | $564K | 1.35% | 19.34% | 3.51% | 0.05% |
| Q4 2025 | $164M | $152M | $100M | $12M | $715K | 1.32% | 20.94% | 3.64% | 0.02% |
| Q3 2025 | $159M | $139M | $99M | $12M | $466K | 1.18% | 19.34% | 3.40% | 0.78% |
| Q2 2025 | $159M | $140M | $103M | $10M | $502K | 1.19% | 20.78% | 3.41% | 1.13% |
| Q1 2025 | $162M | $142M | $106M | $9M | $468K | 1.13% | 20.70% | 3.31% | 1.72% |
| Q4 2024 | $169M | $144M | $106M | $9M | $382K | 0.95% | 16.49% | 3.22% | 2.21% |
| Q3 2024 | $162M | $136M | $104M | $11M | $343K | 0.96% | 16.25% | 3.23% | 2.36% |
| Q2 2024 | $167M | $144M | $104M | $9M | $445K | 1.02% | 18.16% | 3.28% | 2.55% |
| Q1 2024 | $162M | $147M | $101M | $9M | $397K | 0.96% | 17.20% | 3.30% | 0.01% |
| Q4 2023 | $168M | $153M | $102M | $9M | $371K | 1.07% | 19.87% | 3.38% | 0.01% |
| Q3 2023 | $150M | $128M | $92M | $7M | $428K | 1.13% | 21.18% | 3.47% | 0.39% |
| Q2 2023 | $149M | $128M | $87M | $9M | $417K | 1.13% | 20.42% | 3.48% | 0.45% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.