Houghton State Bank
Headquartered in Red Oak, IA. Part of Red Oak Financial Corporation. FDIC certificate #15405 · Federal Reserve RSSD 528241.
Total assets
$205M
Deposits
$169M
Q2 2026
Active branches
5
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$849K
Return on assets
1.56%
Return on equity
9.50%
Noncurrent loan rate
2.58%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
02026
Values in $ billions, June 30 of each year.
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.houghtonstatebank.com.