BranchWatch

Horizon Financial Bank

Headquartered in Munich, ND. Part of Munich Bancshares, Inc. FDIC certificate #15598 · Federal Reserve RSSD 877350.

Total assets
$201M
Deposits
$179M
Q2 2026
Active branches
5
Closings since Jan 2020
0
1 openings since Jan 2020

Financial snapshot — Q2 2026

All quarters
Net income (quarter)
$518K
Return on assets
0.97%
Return on equity
9.19%
Noncurrent loan rate
1.34%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025
0
2026

Values in $ billions, June 30 of each year.

Openings by year

1
2021

Other network changes since 2020

  • 1 branch relocations

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.HorizonFinancialBank.com.