Homestead Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $530M | $408M | $344M | $97M | $2M | 1.70% | 9.33% | 4.19% | 0.35% |
| Q4 2025 | $522M | $400M | $368M | $95M | $2M | 1.59% | 9.15% | 4.06% | 0.27% |
| Q3 2025 | $514M | $395M | $331M | $92M | $2M | 1.52% | 8.90% | 3.98% | 0.32% |
| Q2 2025 | $513M | $396M | $339M | $89M | $2M | 1.53% | 9.07% | 3.95% | 0.23% |
| Q1 2025 | $516M | $400M | $341M | $86M | $2M | 1.49% | 9.00% | 3.91% | 2.09% |
| Q4 2024 | $509M | $395M | $352M | $83M | $2M | 1.30% | 8.30% | 3.60% | 0.68% |
| Q3 2024 | $503M | $391M | $322M | $82M | $1M | 1.21% | 7.80% | 3.51% | 0.14% |
| Q2 2024 | $499M | $378M | $325M | $78M | $2M | 1.22% | 8.07% | 3.46% | 0.31% |
| Q1 2024 | $498M | $373M | $321M | $76M | $2M | 1.21% | 8.08% | 3.48% | 0.72% |
| Q4 2023 | $513M | $368M | $326M | $75M | $1M | 1.21% | 8.69% | 3.50% | 0.27% |
| Q3 2023 | $495M | $362M | $304M | $70M | $1M | 1.28% | 9.34% | 3.53% | 0.04% |
| Q2 2023 | $512M | $369M | $316M | $70M | $2M | 1.38% | 10.13% | 3.60% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.