Highlands Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $190M | $168M | $83M | $20M | $213K | 0.45% | 4.18% | 3.32% | 2.20% |
| Q4 2025 | $190M | $165M | $86M | $20M | $171K | 0.28% | 2.77% | 3.28% | 1.80% |
| Q3 2025 | $189M | $168M | $89M | $20M | $127K | 0.25% | 2.55% | 3.29% | 1.56% |
| Q2 2025 | $192M | $171M | $94M | $19M | $129K | 0.24% | 2.54% | 3.25% | 1.51% |
| Q1 2025 | $192M | $172M | $98M | $18M | $104K | 0.21% | 2.32% | 3.20% | 1.23% |
| Q4 2024 | $195M | $177M | $100M | $17M | $19K | 0.08% | 0.96% | 3.02% | 1.08% |
| Q3 2024 | $201M | $181M | $104M | $19M | $84K | 0.10% | 1.13% | 2.99% | 1.09% |
| Q2 2024 | $201M | $183M | $108M | $17M | $54K | 0.06% | 0.75% | 3.02% | 0.99% |
| Q1 2024 | $202M | $181M | $111M | $17M | $9K | 0.02% | 0.21% | 3.11% | 1.09% |
| Q4 2023 | $199M | $182M | $106M | $17M | $296K | 0.51% | 6.45% | 3.50% | 1.32% |
| Q3 2023 | $199M | $184M | $106M | $14M | $48K | 0.48% | 6.20% | 3.49% | 1.18% |
| Q2 2023 | $199M | $181M | $104M | $16M | $268K | 0.67% | 8.48% | 3.49% | 1.44% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.