Highland State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $47M | $41M | $18M | $5M | $164K | 1.38% | 12.27% | 3.39% | 2.25% |
| Q4 2025 | $48M | $42M | $18M | $5M | $109K | 1.09% | 9.46% | 3.51% | 2.16% |
| Q3 2025 | $44M | $38M | $18M | $5M | $119K | 1.16% | 9.86% | 3.49% | 0.00% |
| Q2 2025 | $43M | $37M | $19M | $5M | $119K | 1.19% | 10.16% | 3.45% | 0.00% |
| Q1 2025 | $42M | $37M | $18M | $5M | $137K | 1.28% | 10.95% | 3.35% | 0.00% |
| Q4 2024 | $43M | $38M | $18M | $5M | $94K | 0.82% | 7.11% | 3.22% | 0.00% |
| Q3 2024 | $42M | $36M | $18M | $5M | $90K | 0.80% | 6.93% | 3.16% | 0.00% |
| Q2 2024 | $41M | $35M | $18M | $5M | $60K | 0.76% | 6.66% | 3.11% | 0.00% |
| Q1 2024 | $41M | $36M | $18M | $5M | $99K | 0.94% | 8.32% | 3.10% | 0.00% |
| Q4 2023 | $43M | $38M | $17M | $5M | $66K | 0.78% | 7.20% | 3.01% | 0.00% |
| Q3 2023 | $42M | $37M | $16M | $5M | $72K | 0.84% | 7.73% | 2.98% | 0.00% |
| Q2 2023 | $43M | $37M | $16M | $5M | $68K | 0.91% | 8.50% | 3.00% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.