Herring Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $528M | $465M | $353M | $59M | $595K | 0.47% | 4.04% | 5.71% | 0.56% |
| Q4 2025 | $487M | $424M | $351M | $59M | $2M | 0.98% | 8.60% | 5.72% | 0.58% |
| Q3 2025 | $504M | $441M | $355M | $59M | $736K | 0.77% | 6.83% | 5.58% | 0.34% |
| Q2 2025 | $509M | $448M | $343M | $57M | $2M | 0.86% | 7.76% | 5.42% | 0.32% |
| Q1 2025 | $498M | $439M | $338M | $55M | $540K | 0.44% | 3.95% | 5.34% | 0.19% |
| Q4 2024 | $491M | $431M | $348M | $54M | $-631K | 0.07% | 0.68% | 5.49% | 0.12% |
| Q3 2024 | $501M | $440M | $358M | $56M | $-288K | 0.27% | 2.46% | 5.41% | 0.14% |
| Q2 2024 | $496M | $438M | $356M | $54M | $455K | 0.52% | 4.80% | 5.40% | 0.27% |
| Q1 2024 | $496M | $439M | $359M | $54M | $833K | 0.67% | 6.25% | 5.47% | 1.87% |
| Q4 2023 | $493M | $436M | $362M | $53M | $1M | 0.80% | 7.72% | 5.53% | 0.19% |
| Q3 2023 | $498M | $443M | $357M | $49M | $-1234K | 0.70% | 6.77% | 5.49% | 0.15% |
| Q2 2023 | $487M | $432M | $352M | $51M | $2M | 1.57% | 15.10% | 5.43% | 1.79% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.