Heritage Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $330M | $281M | $287M | $27M | $1M | 1.30% | 16.02% | 4.13% | 1.86% |
| Q4 2025 | $327M | $267M | $289M | $27M | $-3K | 1.11% | 14.38% | 4.07% | 1.91% |
| Q3 2025 | $308M | $266M | $274M | $24M | $1M | 1.52% | 19.92% | 4.07% | 1.08% |
| Q2 2025 | $300M | $257M | $266M | $23M | $1M | 1.58% | 20.85% | 4.02% | 1.01% |
| Q1 2025 | $289M | $256M | $257M | $22M | $1M | 1.56% | 20.62% | 3.95% | 1.04% |
| Q4 2024 | $282M | $249M | $251M | $22M | $1M | 1.20% | 16.08% | 3.61% | 0.44% |
| Q3 2024 | $279M | $240M | $247M | $21M | $843K | 1.11% | 14.92% | 3.50% | 0.44% |
| Q2 2024 | $267M | $228M | $238M | $20M | $672K | 1.05% | 14.05% | 3.45% | 0.40% |
| Q1 2024 | $260M | $224M | $232M | $19M | $691K | 1.08% | 14.38% | 3.47% | 0.12% |
| Q4 2023 | $253M | $215M | $224M | $19M | $668K | 0.88% | 11.31% | 3.36% | 0.13% |
| Q3 2023 | $247M | $204M | $215M | $19M | $453K | 0.81% | 10.38% | 3.32% | 0.24% |
| Q2 2023 | $237M | $202M | $207M | $18M | $446K | 0.84% | 10.69% | 3.34% | 0.23% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.