Heritage Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $181M | $152M | $149M | $18M | $323K | 0.72% | 7.14% | 3.98% | 0.01% |
| Q4 2025 | $179M | $146M | $149M | $18M | $370K | 0.97% | 10.07% | 4.10% | 0.15% |
| Q3 2025 | $185M | $155M | $148M | $18M | $437K | 1.02% | 10.68% | 4.01% | 0.11% |
| Q2 2025 | $182M | $153M | $146M | $17M | $357K | 1.05% | 11.03% | 3.91% | 0.00% |
| Q1 2025 | $178M | $149M | $145M | $17M | $568K | 1.32% | 13.72% | 3.88% | 0.00% |
| Q4 2024 | $167M | $139M | $139M | $16M | $123K | 0.61% | 6.27% | 3.87% | 0.01% |
| Q3 2024 | $167M | $139M | $135M | $16M | $281K | 0.71% | 7.38% | 3.86% | 0.05% |
| Q2 2024 | $166M | $139M | $133M | $16M | $277K | 0.73% | 7.56% | 3.76% | 0.01% |
| Q1 2024 | $163M | $135M | $130M | $16M | $314K | 0.79% | 8.09% | 3.59% | 0.01% |
| Q4 2023 | $155M | $127M | $127M | $15M | $230K | 0.71% | 7.43% | 3.83% | 0.01% |
| Q3 2023 | $157M | $130M | $125M | $15M | $312K | 0.75% | 7.92% | 3.87% | 0.01% |
| Q2 2023 | $156M | $130M | $124M | $15M | $250K | 0.73% | 7.73% | 3.87% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.