Heritage Bank of the Ozarks quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $421M | $375M | $321M | $36M | $1M | 1.13% | 13.27% | 3.84% | 3.43% |
| Q4 2025 | $426M | $381M | $316M | $35M | $1M | 1.27% | 15.28% | 4.03% | 2.28% |
| Q3 2025 | $411M | $367M | $303M | $35M | $1M | 1.35% | 16.26% | 4.06% | 0.21% |
| Q2 2025 | $392M | $343M | $293M | $33M | $2M | 1.39% | 16.84% | 4.03% | 0.22% |
| Q1 2025 | $376M | $334M | $285M | $31M | $1M | 1.22% | 14.87% | 3.84% | 0.25% |
| Q4 2024 | $363M | $318M | $277M | $30M | $1M | 1.08% | 13.95% | 3.74% | 0.19% |
| Q3 2024 | $361M | $323M | $266M | $28M | $1M | 1.01% | 13.30% | 3.68% | 0.16% |
| Q2 2024 | $342M | $305M | $256M | $26M | $811K | 0.92% | 12.14% | 3.63% | 0.36% |
| Q1 2024 | $317M | $284M | $246M | $24M | $680K | 0.86% | 11.41% | 3.61% | 0.46% |
| Q4 2023 | $316M | $274M | $240M | $24M | $742K | 0.86% | 11.42% | 3.72% | 0.45% |
| Q3 2023 | $300M | $268M | $227M | $22M | $669K | 0.82% | 10.95% | 3.62% | 0.36% |
| Q2 2023 | $296M | $260M | $221M | $22M | $630K | 0.78% | 10.36% | 3.51% | 0.04% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.