BranchWatch

Heritage Bank & Trust

Headquartered in Columbia, TN. Part of Heritage Financial Corporation. FDIC certificate #58220 · Federal Reserve RSSD 3429219.

Total assets
$418M
Deposits
$374M
Q1 2026
Active branches
5
Closings since Jan 2020
1
2 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$2M
Return on assets
1.55%
Return on equity
19.84%
Noncurrent loan rate
0.40%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2023

Openings by year

1
2023
1
2024

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.heritagebankandtrust.com.