Heritage Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $336M | $245M | $232M | $35M | $1M | 1.79% | 16.75% | 4.35% | 0.48% |
| Q4 2025 | $311M | $235M | $232M | $34M | $787K | 1.14% | 11.00% | 4.36% | 0.04% |
| Q3 2025 | $291M | $234M | $217M | $34M | $477K | 1.16% | 11.48% | 4.08% | 1.30% |
| Q2 2025 | $157M | $131M | $138M | $14M | $624K | 1.52% | 16.52% | 4.11% | 0.00% |
| Q1 2025 | $150M | $128M | $129M | $14M | $512K | 1.40% | 15.21% | 3.93% | 0.00% |
| Q4 2024 | $142M | $120M | $123M | $13M | $187K | 1.16% | 11.79% | 4.07% | 0.00% |
| Q3 2024 | $135M | $115M | $112M | $13M | $448K | 1.39% | 13.92% | 4.10% | 0.00% |
| Q2 2024 | $129M | $104M | $107M | $13M | $441K | 1.40% | 13.92% | 4.20% | 0.00% |
| Q1 2024 | $120M | $101M | $97M | $12M | $407K | 1.39% | 13.60% | 4.27% | 0.00% |
| Q4 2023 | $114M | $88M | $90M | $12M | $350K | 1.65% | 15.39% | 4.44% | 0.05% |
| Q3 2023 | $107M | $87M | $89M | $11M | $436K | 1.80% | 16.56% | 4.49% | 1.09% |
| Q2 2023 | $101M | $84M | $82M | $11M | $461K | 1.86% | 17.03% | 4.55% | 0.12% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.