Heartland State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $156M | $135M | $117M | $14M | $856K | 2.20% | 24.39% | 5.11% | 0.00% |
| Q4 2025 | $155M | $125M | $115M | $14M | $906K | 2.48% | 28.12% | 5.01% | 0.00% |
| Q3 2025 | $156M | $117M | $112M | $14M | $1M | 2.52% | 28.82% | 5.01% | 0.00% |
| Q2 2025 | $148M | $123M | $105M | $13M | $943K | 2.46% | 28.30% | 5.00% | 0.00% |
| Q1 2025 | $151M | $126M | $102M | $13M | $881K | 2.37% | 27.95% | 4.88% | 0.00% |
| Q4 2024 | $147M | $117M | $100M | $12M | $703K | 2.05% | 26.07% | 4.46% | 0.00% |
| Q3 2024 | $152M | $115M | $100M | $13M | $833K | 2.10% | 27.09% | 4.39% | 0.00% |
| Q2 2024 | $149M | $118M | $97M | $12M | $709K | 2.05% | 27.28% | 4.33% | 0.00% |
| Q1 2024 | $152M | $127M | $96M | $11M | $846K | 2.22% | 29.91% | 4.30% | 0.00% |
| Q4 2023 | $153M | $125M | $95M | $11M | $442K | 1.78% | 25.22% | 4.11% | 0.00% |
| Q3 2023 | $149M | $117M | $91M | $10M | $809K | 1.99% | 28.50% | 4.09% | 0.00% |
| Q2 2023 | $144M | $119M | $85M | $10M | $657K | 1.89% | 26.66% | 4.07% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.