BranchWatch

Headwaters State Bank

Headquartered in Land O' Lakes, WI. Part of Lake Shore Iii Corporation. FDIC certificate #9035 · Federal Reserve RSSD 224954.

Total assets
$122M
Deposits
$103M
Q2 2026
Active branches
2
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q2 2026

All quarters
Net income (quarter)
$238K
Return on assets
0.84%
Return on equity
5.27%
Noncurrent loan rate
6.35%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025
0
2026

Values in $ billions, June 30 of each year.

Other network changes since 2020

  • 1 branch relocations

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.headwatersstatebank.com.