Headwaters State Bank
Headquartered in Land O' Lakes, WI. Part of Lake Shore Iii Corporation. FDIC certificate #9035 · Federal Reserve RSSD 224954.
Total assets
$120M
Deposits
$100M
Q1 2026
Active branches
2
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$267K
Return on assets
0.90%
Return on equity
5.60%
Noncurrent loan rate
6.33%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Other network changes since 2020
- 1 branch relocations
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.headwatersstatebank.com.