Harford Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $732M | $654M | $553M | $73M | $2M | 0.99% | 10.06% | 3.80% | 0.97% |
| Q4 2025 | $728M | $652M | $536M | $71M | $2M | 0.97% | 10.40% | 3.54% | 1.12% |
| Q3 2025 | $735M | $661M | $496M | $70M | $2M | 0.94% | 10.15% | 3.45% | 1.15% |
| Q2 2025 | $728M | $655M | $490M | $68M | $2M | 0.90% | 9.76% | 3.38% | 1.21% |
| Q1 2025 | $721M | $649M | $484M | $66M | $2M | 0.85% | 9.29% | 3.31% | 1.37% |
| Q4 2024 | $713M | $643M | $494M | $65M | $2M | 1.00% | 11.28% | 3.42% | 1.33% |
| Q3 2024 | $712M | $627M | $500M | $63M | $2M | 0.91% | 10.24% | 3.36% | 1.19% |
| Q2 2024 | $700M | $599M | $512M | $61M | $1M | 0.87% | 9.79% | 3.34% | 1.19% |
| Q1 2024 | $678M | $571M | $504M | $60M | $2M | 0.95% | 10.73% | 3.32% | 1.23% |
| Q4 2023 | $666M | $554M | $502M | $59M | $2M | 1.03% | 11.49% | 3.55% | 1.28% |
| Q3 2023 | $654M | $551M | $494M | $57M | $1M | 0.93% | 10.43% | 3.62% | 1.32% |
| Q2 2023 | $626M | $538M | $467M | $56M | $1M | 0.94% | 10.44% | 3.73% | 1.42% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.