Gulf Coast Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $516M | $444M | $292M | $67M | $2M | 1.25% | 9.42% | 4.94% | 1.44% |
| Q4 2025 | $498M | $426M | $291M | $67M | $2M | 1.40% | 11.21% | 4.98% | 1.41% |
| Q3 2025 | $501M | $431M | $297M | $65M | $2M | 1.36% | 11.12% | 4.98% | 0.96% |
| Q2 2025 | $499M | $432M | $295M | $62M | $2M | 1.26% | 10.58% | 4.92% | 0.70% |
| Q1 2025 | $501M | $437M | $295M | $60M | $1M | 1.10% | 9.43% | 4.79% | 1.02% |
| Q4 2024 | $495M | $434M | $296M | $56M | $2M | 1.16% | 10.28% | 4.51% | 0.89% |
| Q3 2024 | $493M | $428M | $300M | $61M | $2M | 1.12% | 9.93% | 4.46% | 0.52% |
| Q2 2024 | $498M | $438M | $294M | $56M | $2M | 1.05% | 9.60% | 4.40% | 0.46% |
| Q1 2024 | $503M | $445M | $302M | $54M | $1M | 0.84% | 7.79% | 4.26% | 0.79% |
| Q4 2023 | $492M | $434M | $288M | $54M | $1M | 1.07% | 10.40% | 4.29% | 0.89% |
| Q3 2023 | $488M | $435M | $289M | $50M | $1M | 1.16% | 11.38% | 4.25% | 0.84% |
| Q2 2023 | $498M | $443M | $287M | $52M | $1M | 1.19% | 11.65% | 4.18% | 0.85% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.