Gulf Capital Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $602M | $507M | $361M | $78M | $820K | 0.55% | 4.19% | 3.15% | 0.85% |
| Q4 2025 | $589M | $494M | $347M | $79M | $2M | 0.66% | 5.11% | 2.92% | 0.71% |
| Q3 2025 | $581M | $460M | $330M | $76M | $671K | 0.34% | 2.63% | 2.86% | 1.15% |
| Q2 2025 | $582M | $436M | $301M | $73M | $411K | 0.27% | 2.12% | 2.77% | 1.33% |
| Q1 2025 | $569M | $421M | $266M | $72M | $347K | 0.25% | 1.96% | 2.71% | 1.50% |
| Q4 2024 | $539M | $434M | $207M | $69M | $398K | 0.01% | 0.05% | 2.30% | 2.12% |
| Q3 2024 | $544M | $392M | $206M | $72M | $286K | -0.09% | -0.70% | 2.19% | 2.64% |
| Q2 2024 | $546M | $377M | $219M | $68M | $279K | -0.23% | -1.91% | 2.05% | 3.69% |
| Q1 2024 | $534M | $413M | $199M | $67M | $-927K | -0.67% | -5.44% | 1.95% | 4.90% |
| Q4 2023 | $580M | $415M | $214M | $69M | $-4711K | -1.32% | -9.73% | 2.61% | 4.23% |
| Q3 2023 | $537M | $394M | $246M | $67M | $-3603K | -0.59% | -4.22% | 2.84% | 2.37% |
| Q2 2023 | $514M | $384M | $240M | $74M | $553K | 0.51% | 3.48% | 2.95% | 4.82% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.