Guaranty Bank and Trust Company
Guaranty Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $319M | $275M | $218M | $43M | $993K | 1.28% | 9.51% | 4.89% | 3.99% |
| Q1 2026 | $323M | $280M | $216M | $42M | $1M | 1.30% | 9.72% | 4.84% | 4.20% |
| Q4 2025 | $307M | $264M | $220M | $42M | $831K | 1.15% | 8.86% | 4.92% | 3.52% |
| Q3 2025 | $298M | $256M | $225M | $41M | $824K | 1.17% | 9.16% | 4.91% | 3.15% |
| Q2 2025 | $312M | $261M | $223M | $40M | $960K | 1.21% | 9.68% | 4.90% | 4.02% |
| Q1 2025 | $321M | $281M | $219M | $39M | $933K | 1.19% | 9.64% | 4.79% | 2.26% |
| Q4 2024 | $307M | $269M | $214M | $38M | $1M | 1.19% | 9.59% | 4.63% | 1.99% |
| Q3 2024 | $293M | $253M | $220M | $39M | $811K | 1.10% | 8.82% | 4.65% | 2.02% |
| Q2 2024 | $296M | $258M | $219M | $37M | $754K | 1.09% | 8.97% | 4.62% | 2.49% |
| Q1 2024 | $301M | $263M | $219M | $37M | $883K | 1.17% | 9.70% | 4.66% | 1.60% |
| Q4 2023 | $303M | $252M | $220M | $36M | $1M | 1.37% | 11.86% | 4.53% | 1.21% |
| Q3 2023 | $288M | $243M | $225M | $34M | $821K | 1.27% | 11.12% | 4.60% | 1.51% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.