Guaranty Bank and Trust Company
Headquartered in Belzoni, MS. Part of Guaranty Capital Corporation. FDIC certificate #15953 · Federal Reserve RSSD 84541.
Total assets
$3.0B
Deposits
$2.7B
Q1 2026
Active branches
42
Closings since Jan 2020
2
6 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$7M
Return on assets
0.91%
Return on equity
8.12%
Noncurrent loan rate
1.92%
Deposits by year (Summary of Deposits)
12019
12020
12021
12022
22023
22024
22025
Values in $ billions, June 30 of each year.
Closings by year
12023
12026
Openings by year
32021
22022
12024
Other network changes since 2020
- 4 branch relocations
- 15 branches acquired through purchases or mergers
Branches by state
Recent closings
- Guaranty Bank and Trust Company — Cordova, TNbank exits city51 GERMANTOWN CT · closed May 1, 2026
- 101 S LAFAYETTE ST · closed July 1, 2023
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.gbtonline.com.