Grand Ridge National Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $427M | $366M | $328M | $59M | $2M | 1.63% | 12.31% | 5.21% | 0.56% |
| Q4 2025 | $447M | $387M | $326M | $57M | $2M | 1.46% | 11.35% | 5.09% | 0.35% |
| Q3 2025 | $457M | $398M | $330M | $55M | $2M | 1.48% | 11.47% | 5.06% | 0.42% |
| Q2 2025 | $422M | $366M | $306M | $54M | $2M | 1.54% | 11.63% | 5.11% | 0.41% |
| Q1 2025 | $396M | $341M | $305M | $53M | $2M | 1.56% | 11.60% | 5.13% | 0.29% |
| Q4 2024 | $383M | $329M | $297M | $52M | $2M | 1.50% | 11.22% | 5.31% | 0.00% |
| Q3 2024 | $377M | $324M | $298M | $50M | $1M | 1.44% | 10.78% | 5.20% | 0.14% |
| Q2 2024 | $375M | $324M | $297M | $49M | $1M | 1.45% | 10.86% | 5.28% | 0.14% |
| Q1 2024 | $366M | $316M | $286M | $49M | $1M | 1.46% | 10.89% | 5.05% | 0.35% |
| Q4 2023 | $352M | $304M | $289M | $48M | $2M | 1.80% | 13.25% | 5.61% | 0.35% |
| Q3 2023 | $338M | $290M | $284M | $46M | $1M | 1.82% | 13.38% | 5.63% | 0.35% |
| Q2 2023 | $335M | $289M | $272M | $45M | $1M | 1.84% | 13.53% | 5.56% | 0.37% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.