Grand Rapids State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $257M | $232M | $146M | $23M | $1M | 1.82% | 20.43% | 5.38% | 0.09% |
| Q4 2025 | $253M | $227M | $144M | $23M | $1M | 0.50% | 5.46% | 5.44% | 0.09% |
| Q3 2025 | $250M | $225M | $148M | $22M | $1M | 0.11% | 1.19% | 5.39% | 2.11% |
| Q2 2025 | $237M | $212M | $151M | $21M | $-1878K | -0.93% | -10.03% | 5.30% | 2.08% |
| Q1 2025 | $231M | $205M | $159M | $23M | $782K | 1.34% | 13.93% | 5.20% | 2.02% |
| Q4 2024 | $238M | $213M | $152M | $22M | $880K | 1.29% | 14.87% | 4.91% | 0.02% |
| Q3 2024 | $250M | $225M | $153M | $22M | $926K | 1.23% | 14.45% | 4.78% | 0.02% |
| Q2 2024 | $239M | $216M | $151M | $21M | $745K | 1.10% | 13.11% | 4.73% | 0.02% |
| Q1 2024 | $237M | $215M | $148M | $20M | $587K | 0.96% | 11.64% | 4.54% | 0.02% |
| Q4 2023 | $250M | $227M | $142M | $20M | $-2K | 0.79% | 10.50% | 4.27% | 0.01% |
| Q3 2023 | $248M | $226M | $137M | $19M | $705K | 1.05% | 14.18% | 4.26% | 0.01% |
| Q2 2023 | $245M | $224M | $142M | $19M | $755K | 1.01% | 13.79% | 4.18% | 1.20% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.