Goldwater Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $525M | $385M | $424M | $58M | $328K | 0.25% | 2.25% | 3.50% | 4.31% |
| Q4 2025 | $515M | $368M | $419M | $58M | $688K | 0.85% | 7.02% | 3.87% | 3.54% |
| Q3 2025 | $474M | $348M | $421M | $59M | $658K | 0.97% | 7.78% | 3.92% | 3.39% |
| Q2 2025 | $456M | $331M | $407M | $58M | $1M | 1.18% | 9.43% | 3.94% | 2.69% |
| Q1 2025 | $468M | $343M | $388M | $57M | $2M | 1.38% | 11.12% | 3.73% | 1.20% |
| Q4 2024 | $444M | $308M | $397M | $56M | $781K | 0.78% | 6.33% | 3.88% | 1.48% |
| Q3 2024 | $460M | $337M | $390M | $55M | $963K | 0.80% | 6.57% | 3.85% | 2.33% |
| Q2 2024 | $441M | $309M | $397M | $54M | $880K | 0.77% | 6.34% | 3.86% | 2.69% |
| Q1 2024 | $440M | $302M | $394M | $54M | $818K | 0.75% | 6.14% | 3.70% | 1.81% |
| Q4 2023 | $434M | $287M | $388M | $53M | $2M | 0.76% | 6.52% | 3.84% | 1.81% |
| Q3 2023 | $443M | $306M | $395M | $52M | $318K | 0.50% | 4.35% | 3.81% | 1.21% |
| Q2 2023 | $449M | $309M | $399M | $51M | $376K | 0.61% | 5.31% | 3.85% | 0.91% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.