Golden State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $974M | $828M | $813M | $106M | $3M | 1.18% | 10.89% | 4.35% | 0.86% |
| Q4 2025 | $954M | $811M | $810M | $103M | $3M | 1.11% | 11.32% | 4.04% | 0.87% |
| Q3 2025 | $928M | $800M | $784M | $90M | $3M | 1.12% | 11.68% | 4.00% | 1.48% |
| Q2 2025 | $918M | $789M | $775M | $87M | $3M | 1.06% | 11.13% | 3.97% | 1.49% |
| Q1 2025 | $887M | $758M | $750M | $84M | $2M | 0.93% | 9.65% | 3.92% | 0.22% |
| Q4 2024 | $837M | $717M | $700M | $82M | $2M | 1.11% | 11.44% | 3.88% | 0.06% |
| Q3 2024 | $827M | $710M | $687M | $79M | $2M | 1.11% | 11.41% | 3.85% | 0.07% |
| Q2 2024 | $802M | $699M | $662M | $77M | $2M | 1.07% | 10.97% | 3.83% | 0.07% |
| Q1 2024 | $767M | $660M | $614M | $75M | $2M | 1.12% | 11.36% | 3.88% | 0.08% |
| Q4 2023 | $730M | $623M | $557M | $73M | $2M | 1.19% | 12.09% | 4.05% | 1.11% |
| Q3 2023 | $712M | $605M | $546M | $71M | $2M | 1.23% | 12.57% | 4.13% | 1.14% |
| Q2 2023 | $715M | $612M | $545M | $69M | $2M | 1.30% | 13.29% | 4.26% | 1.53% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.