Gold Coast Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $463M | $366M | $310M | $68M | $1M | 1.24% | 8.41% | 3.14% | 0.63% |
| Q4 2025 | $460M | $363M | $313M | $67M | $1M | 1.37% | 9.80% | 3.60% | 0.57% |
| Q3 2025 | $452M | $355M | $323M | $66M | $2M | 1.41% | 10.17% | 3.66% | 0.56% |
| Q2 2025 | $453M | $357M | $329M | $64M | $2M | 1.37% | 10.05% | 3.60% | 0.69% |
| Q1 2025 | $451M | $357M | $340M | $62M | $2M | 1.32% | 9.82% | 3.49% | 0.50% |
| Q4 2024 | $464M | $368M | $341M | $61M | $1M | 1.44% | 11.43% | 3.74% | 0.52% |
| Q3 2024 | $462M | $367M | $334M | $59M | $2M | 1.54% | 12.31% | 3.80% | 0.60% |
| Q2 2024 | $445M | $352M | $341M | $58M | $2M | 1.61% | 13.02% | 3.91% | 0.52% |
| Q1 2024 | $454M | $363M | $341M | $56M | $2M | 1.49% | 12.40% | 3.80% | 0.45% |
| Q4 2023 | $460M | $370M | $324M | $54M | $1M | 1.47% | 12.20% | 4.19% | 0.70% |
| Q3 2023 | $445M | $352M | $321M | $58M | $2M | 1.52% | 12.62% | 4.33% | 0.57% |
| Q2 2023 | $447M | $356M | $317M | $56M | $2M | 1.56% | 13.20% | 4.41% | 0.66% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.