Georgia First Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $296M | $266M | $228M | $29M | $1M | 1.78% | 18.44% | 5.43% | 0.07% |
| Q4 2025 | $275M | $247M | $220M | $26M | $1M | 1.95% | 20.86% | 5.67% | 0.63% |
| Q3 2025 | $258M | $231M | $215M | $25M | $1M | 1.99% | 21.36% | 5.74% | 0.64% |
| Q2 2025 | $255M | $229M | $200M | $24M | $1M | 1.93% | 21.15% | 5.64% | 0.82% |
| Q1 2025 | $254M | $230M | $177M | $23M | $940K | 1.56% | 17.35% | 5.40% | 0.89% |
| Q4 2024 | $229M | $206M | $172M | $21M | $905K | 1.78% | 19.46% | 5.44% | 0.90% |
| Q3 2024 | $212M | $188M | $171M | $20M | $951K | 1.84% | 20.01% | 5.34% | 0.87% |
| Q2 2024 | $205M | $184M | $168M | $19M | $1M | 1.85% | 20.21% | 5.31% | 0.34% |
| Q1 2024 | $203M | $183M | $161M | $18M | $801K | 1.62% | 17.74% | 5.09% | 0.26% |
| Q4 2023 | $192M | $172M | $157M | $18M | $937K | 1.82% | 19.92% | 5.28% | 0.11% |
| Q3 2023 | $193M | $175M | $153M | $17M | $841K | 1.76% | 19.48% | 5.30% | 0.11% |
| Q2 2023 | $182M | $165M | $144M | $16M | $817K | 1.75% | 19.21% | 5.32% | 0.07% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.