GenuBank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $242M | $192M | $159M | $44M | $350K | 0.61% | 3.18% | 3.90% | 0.31% |
| Q4 2025 | $221M | $172M | $163M | $44M | $785K | 1.48% | 7.47% | 3.93% | 0.26% |
| Q3 2025 | $235M | $187M | $161M | $43M | $691K | 1.49% | 7.56% | 3.80% | 0.31% |
| Q2 2025 | $206M | $158M | $155M | $42M | $886K | 1.65% | 8.11% | 3.85% | 0.07% |
| Q1 2025 | $201M | $154M | $138M | $41M | $794K | 1.57% | 7.75% | 3.80% | 0.24% |
| Q4 2024 | $204M | $158M | $131M | $41M | $869K | 0.83% | 3.73% | 3.93% | 0.23% |
| Q3 2024 | $178M | $133M | $115M | $40M | $562K | 0.47% | 2.04% | 3.97% | 0.00% |
| Q2 2024 | $165M | $121M | $104M | $39M | $131K | 0.04% | 0.18% | 3.91% | 0.00% |
| Q1 2024 | $165M | $120M | $93M | $39M | $-96K | -0.23% | -0.99% | 4.07% | 0.36% |
| Q4 2023 | $168M | $128M | $86M | $39M | $626K | 1.85% | 8.67% | 4.56% | 0.00% |
| Q3 2023 | $170M | $132M | $82M | $38M | $867K | 1.97% | 9.42% | 4.45% | 0.00% |
| Q2 2023 | $181M | $144M | $81M | $37M | $681K | 1.94% | 9.47% | 4.24% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.