Genesee Regional Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.3B | $1.1B | $900M | $120M | $4M | 1.30% | 14.39% | 3.11% | 0.63% |
| Q4 2025 | $1.3B | $1.0B | $920M | $117M | $4M | 1.19% | 14.28% | 3.02% | 0.72% |
| Q3 2025 | $1.3B | $1.0B | $933M | $112M | $4M | 1.12% | 13.80% | 2.97% | 0.65% |
| Q2 2025 | $1.3B | $980M | $895M | $105M | $4M | 1.15% | 14.35% | 2.89% | 0.70% |
| Q1 2025 | $1.3B | $968M | $887M | $101M | $3M | 0.95% | 12.03% | 2.86% | 0.06% |
| Q4 2024 | $1.2B | $980M | $922M | $96M | $3M | 0.81% | 10.42% | 2.55% | 0.11% |
| Q3 2024 | $1.2B | $935M | $888M | $98M | $2M | 0.72% | 9.33% | 2.47% | 0.07% |
| Q2 2024 | $1.2B | $905M | $859M | $90M | $2M | 0.75% | 9.84% | 2.37% | 0.09% |
| Q1 2024 | $1.2B | $822M | $815M | $88M | $2M | 0.66% | 8.55% | 2.42% | 0.11% |
| Q4 2023 | $1.1B | $853M | $826M | $88M | $1M | 0.50% | 7.02% | 2.40% | 0.11% |
| Q3 2023 | $1.1B | $811M | $811M | $78M | $-213K | 0.51% | 7.29% | 2.41% | 0.25% |
| Q2 2023 | $1.2B | $823M | $786M | $83M | $2M | 0.80% | 11.38% | 2.45% | 0.18% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.