Fredonia Valley Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $120M | $106M | $72M | $11M | $256K | 0.87% | 8.94% | 3.82% | 1.23% |
| Q4 2025 | $116M | $101M | $72M | $12M | $224K | 0.85% | 8.61% | 3.88% | 2.43% |
| Q3 2025 | $113M | $98M | $72M | $11M | $298K | 0.87% | 8.86% | 3.83% | 2.14% |
| Q2 2025 | $107M | $93M | $71M | $11M | $211K | 0.77% | 7.87% | 3.74% | 1.71% |
| Q1 2025 | $107M | $93M | $69M | $10M | $204K | 0.75% | 7.77% | 3.66% | 1.48% |
| Q4 2024 | $110M | $95M | $68M | $11M | $212K | 0.72% | 6.96% | 3.65% | 1.98% |
| Q3 2024 | $106M | $90M | $66M | $11M | $180K | 0.69% | 6.65% | 3.67% | 1.58% |
| Q2 2024 | $105M | $86M | $65M | $11M | $153K | 0.70% | 6.78% | 3.64% | 0.88% |
| Q1 2024 | $102M | $85M | $65M | $10M | $202K | 0.80% | 7.77% | 3.62% | 0.73% |
| Q4 2023 | $100M | $85M | $63M | $11M | $197K | 0.87% | 8.93% | 3.90% | 1.05% |
| Q3 2023 | $98M | $80M | $62M | $9M | $172K | 0.90% | 9.40% | 3.93% | 0.73% |
| Q2 2023 | $99M | $85M | $61M | $10M | $267K | 1.00% | 10.38% | 3.95% | 0.92% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.