Frederick Community Bank, The quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $198M | $177M | $90M | $20M | $1M | 2.18% | 20.92% | 4.11% | 0.00% |
| Q4 2025 | $196M | $175M | $99M | $21M | $932K | 2.06% | 19.88% | 4.31% | 0.17% |
| Q3 2025 | $187M | $166M | $90M | $20M | $949K | 2.12% | 20.44% | 4.27% | 0.18% |
| Q2 2025 | $187M | $166M | $87M | $20M | $966K | 2.17% | 21.30% | 4.25% | 0.19% |
| Q1 2025 | $194M | $174M | $83M | $20M | $1M | 2.29% | 23.07% | 4.13% | 0.00% |
| Q4 2024 | $196M | $176M | $89M | $19M | $879K | 2.08% | 20.97% | 4.34% | 0.00% |
| Q3 2024 | $180M | $160M | $89M | $19M | $1M | 2.17% | 21.77% | 4.31% | 0.00% |
| Q2 2024 | $179M | $161M | $83M | $18M | $936K | 2.12% | 21.82% | 4.25% | 0.00% |
| Q1 2024 | $179M | $161M | $78M | $18M | $1M | 2.17% | 22.61% | 4.15% | 0.00% |
| Q4 2023 | $189M | $172M | $80M | $17M | $649K | 1.64% | 19.65% | 4.04% | 0.00% |
| Q3 2023 | $176M | $160M | $78M | $16M | $648K | 1.72% | 21.24% | 3.98% | 0.00% |
| Q2 2023 | $186M | $171M | $75M | $15M | $906K | 1.86% | 23.52% | 3.95% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.