Franklin State Bank & Trust Company
Franklin State Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $227M | $204M | $115M | $22M | $1M | 2.34% | 24.96% | 4.85% | 1.38% |
| Q4 2025 | $235M | $212M | $107M | $21M | $515K | 1.63% | 16.41% | 4.57% | 1.16% |
| Q3 2025 | $223M | $197M | $118M | $24M | $1M | 1.90% | 18.58% | 4.66% | 0.86% |
| Q2 2025 | $221M | $196M | $122M | $23M | $889K | 1.93% | 19.29% | 4.67% | 0.22% |
| Q1 2025 | $218M | $194M | $111M | $22M | $1M | 2.24% | 22.94% | 4.91% | 0.41% |
| Q4 2024 | $220M | $198M | $100M | $21M | $415K | 1.75% | 17.76% | 4.68% | 0.27% |
| Q3 2024 | $207M | $183M | $111M | $22M | $925K | 2.09% | 20.98% | 4.87% | 0.20% |
| Q2 2024 | $205M | $183M | $121M | $21M | $984K | 2.25% | 23.00% | 4.97% | 0.20% |
| Q1 2024 | $210M | $189M | $110M | $20M | $1M | 2.60% | 27.01% | 5.25% | 0.09% |
| Q4 2023 | $218M | $195M | $102M | $21M | $721K | 3.76% | 37.57% | 4.59% | 0.36% |
| Q3 2023 | $209M | $183M | $114M | $25M | $1M | 4.59% | 45.62% | 4.67% | 0.69% |
| Q2 2023 | $212M | $187M | $126M | $24M | $5M | 5.86% | 62.32% | 4.69% | 0.78% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.