Franklin Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $803M | $660M | $682M | $105M | $3M | 1.60% | 12.36% | 3.96% | 0.82% |
| Q4 2025 | $801M | $642M | $692M | $103M | $3M | 1.39% | 10.87% | 3.86% | 0.55% |
| Q3 2025 | $777M | $659M | $655M | $100M | $3M | 1.34% | 10.53% | 3.81% | 0.43% |
| Q2 2025 | $751M | $632M | $633M | $98M | $3M | 1.29% | 10.18% | 3.76% | 0.30% |
| Q1 2025 | $766M | $649M | $634M | $96M | $2M | 1.23% | 9.83% | 3.73% | 0.32% |
| Q4 2024 | $754M | $606M | $646M | $94M | $3M | 1.32% | 11.14% | 3.60% | 0.33% |
| Q3 2024 | $735M | $609M | $628M | $92M | $2M | 1.20% | 10.23% | 3.53% | 1.36% |
| Q2 2024 | $745M | $619M | $633M | $90M | $2M | 1.16% | 10.07% | 3.49% | 1.36% |
| Q1 2024 | $799M | $675M | $645M | $89M | $2M | 1.17% | 10.48% | 3.39% | 1.33% |
| Q4 2023 | $767M | $632M | $658M | $87M | $2M | 1.01% | 8.83% | 3.62% | 1.17% |
| Q3 2023 | $773M | $647M | $639M | $85M | $61K | 0.94% | 8.16% | 3.63% | 1.20% |
| Q2 2023 | $734M | $599M | $626M | $87M | $2M | 1.42% | 12.10% | 3.76% | 0.87% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.