Foundation One Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $201M | $174M | $138M | $19M | $355K | 0.75% | 7.38% | 2.95% | 0.00% |
| Q4 2025 | $178M | $150M | $142M | $19M | $163K | 0.44% | 4.20% | 3.06% | 0.00% |
| Q3 2025 | $181M | $155M | $145M | $19M | $291K | 0.47% | 4.46% | 3.01% | 0.24% |
| Q2 2025 | $181M | $154M | $148M | $19M | $142K | 0.38% | 3.61% | 2.96% | 0.24% |
| Q1 2025 | $180M | $149M | $147M | $19M | $195K | 0.44% | 4.20% | 2.91% | 0.07% |
| Q4 2024 | $176M | $146M | $141M | $18M | $-46K | 0.12% | 1.18% | 2.50% | 0.08% |
| Q3 2024 | $180M | $150M | $138M | $19M | $103K | 0.20% | 1.91% | 2.46% | 0.75% |
| Q2 2024 | $181M | $149M | $141M | $18M | $112K | 0.18% | 1.75% | 2.43% | 0.74% |
| Q1 2024 | $176M | $145M | $140M | $18M | $48K | 0.11% | 1.05% | 2.44% | 0.00% |
| Q4 2023 | $172M | $140M | $141M | $18M | $148K | 0.45% | 4.23% | 2.93% | 0.16% |
| Q3 2023 | $173M | $140M | $140M | $18M | $243K | 0.48% | 4.56% | 3.00% | 0.00% |
| Q2 2023 | $168M | $136M | $139M | $18M | $145K | 0.43% | 4.09% | 3.06% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.