Focus Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $886M | $696M | $699M | $102M | $3M | 1.50% | 12.92% | 4.46% | 0.46% |
| Q4 2025 | $881M | $670M | $728M | $103M | $4M | 1.58% | 13.66% | 4.53% | 0.26% |
| Q3 2025 | $862M | $652M | $715M | $101M | $4M | 1.53% | 13.33% | 4.52% | 0.25% |
| Q2 2025 | $855M | $652M | $704M | $98M | $3M | 1.41% | 12.37% | 4.47% | 0.24% |
| Q1 2025 | $843M | $672M | $691M | $96M | $3M | 1.48% | 12.98% | 4.45% | 0.21% |
| Q4 2024 | $829M | $645M | $687M | $95M | $3M | 1.42% | 12.54% | 4.25% | 0.21% |
| Q3 2024 | $837M | $627M | $697M | $95M | $3M | 1.38% | 12.22% | 4.20% | 0.12% |
| Q2 2024 | $820M | $620M | $679M | $93M | $3M | 1.35% | 12.01% | 4.17% | 0.13% |
| Q1 2024 | $822M | $643M | $673M | $92M | $3M | 1.27% | 11.33% | 4.12% | 0.16% |
| Q4 2023 | $818M | $626M | $676M | $93M | $2M | 1.37% | 12.39% | 4.15% | 0.18% |
| Q3 2023 | $818M | $613M | $675M | $88M | $3M | 1.43% | 13.02% | 4.16% | 0.17% |
| Q2 2023 | $804M | $625M | $667M | $88M | $3M | 1.41% | 12.76% | 4.16% | 0.21% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.