FNBC Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $844M | $690M | $596M | $64M | $3M | 1.52% | 20.21% | 4.28% | 0.82% |
| Q4 2025 | $853M | $701M | $591M | $64M | $3M | 1.35% | 19.31% | 4.32% | 0.63% |
| Q3 2025 | $833M | $709M | $573M | $62M | $3M | 1.37% | 19.90% | 4.30% | 1.31% |
| Q2 2025 | $813M | $713M | $554M | $56M | $3M | 1.35% | 20.20% | 4.28% | 0.50% |
| Q1 2025 | $804M | $716M | $549M | $54M | $2M | 1.05% | 15.90% | 3.99% | 0.57% |
| Q4 2024 | $805M | $700M | $538M | $53M | $2M | 0.84% | 12.61% | 3.58% | 0.65% |
| Q3 2024 | $792M | $683M | $527M | $58M | $2M | 0.75% | 11.24% | 3.50% | 0.49% |
| Q2 2024 | $799M | $632M | $530M | $52M | $2M | 0.59% | 9.19% | 3.41% | 0.37% |
| Q1 2024 | $798M | $613M | $519M | $51M | $720K | 0.36% | 5.62% | 3.32% | 0.31% |
| Q4 2023 | $804M | $602M | $515M | $51M | $1M | 0.60% | 10.31% | 3.42% | 0.30% |
| Q3 2023 | $764M | $552M | $487M | $40M | $839K | 0.57% | 10.16% | 3.39% | 1.67% |
| Q2 2023 | $740M | $571M | $464M | $44M | $897K | 0.64% | 11.05% | 3.40% | 1.96% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.