FNBC Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $580M | $523M | $315M | $55M | $1M | 0.81% | 8.70% | 3.21% | 0.04% |
| Q4 2025 | $598M | $540M | $311M | $55M | $2M | 0.82% | 9.29% | 2.90% | 0.00% |
| Q3 2025 | $574M | $518M | $300M | $53M | $1M | 0.67% | 7.62% | 2.82% | 0.00% |
| Q2 2025 | $572M | $517M | $293M | $52M | $849K | 0.60% | 6.97% | 2.78% | 0.00% |
| Q1 2025 | $570M | $518M | $293M | $50M | $873K | 0.61% | 7.28% | 2.78% | 0.00% |
| Q4 2024 | $576M | $527M | $290M | $46M | $396K | 0.44% | 5.68% | 2.57% | 0.03% |
| Q3 2024 | $568M | $517M | $299M | $48M | $659K | 0.50% | 6.44% | 2.53% | 0.06% |
| Q2 2024 | $556M | $509M | $302M | $44M | $1M | 0.51% | 6.89% | 2.48% | 0.04% |
| Q1 2024 | $581M | $537M | $295M | $41M | $369K | 0.25% | 3.51% | 2.41% | 0.05% |
| Q4 2023 | $582M | $537M | $288M | $43M | $838K | 0.48% | 7.01% | 2.60% | 0.09% |
| Q3 2023 | $565M | $526M | $283M | $37M | $507K | 0.45% | 6.64% | 2.63% | 0.15% |
| Q2 2023 | $558M | $518M | $278M | $39M | $564K | 0.50% | 7.22% | 2.70% | 0.11% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.