FNB Oxford Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $931M | $792M | $510M | $103M | $2M | 0.82% | 7.36% | 2.95% | 0.15% |
| Q4 2025 | $911M | $773M | $479M | $103M | $2M | 0.82% | 7.30% | 3.03% | 0.16% |
| Q3 2025 | $865M | $731M | $454M | $99M | $2M | 0.79% | 7.07% | 3.03% | 0.13% |
| Q2 2025 | $834M | $704M | $461M | $96M | $2M | 0.79% | 7.16% | 3.05% | 0.16% |
| Q1 2025 | $862M | $723M | $436M | $93M | $1M | 0.69% | 6.31% | 2.98% | 0.34% |
| Q4 2024 | $817M | $697M | $399M | $90M | $3M | 1.01% | 9.25% | 2.86% | 0.17% |
| Q3 2024 | $797M | $665M | $365M | $90M | $1M | 0.81% | 7.43% | 2.83% | 0.00% |
| Q2 2024 | $771M | $647M | $341M | $84M | $2M | 0.85% | 7.82% | 2.85% | 0.00% |
| Q1 2024 | $779M | $648M | $355M | $82M | $1M | 0.75% | 6.97% | 2.76% | 0.00% |
| Q4 2023 | $682M | $555M | $325M | $75M | $1M | 0.84% | 8.58% | 2.90% | 0.01% |
| Q3 2023 | $652M | $539M | $318M | $58M | $1M | 0.84% | 8.86% | 2.91% | 0.00% |
| Q2 2023 | $622M | $516M | $305M | $60M | $1M | 0.87% | 9.04% | 2.96% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.